Disclaimer

1. What GetMeIPO is, and isn't

GetMeIPO, including IPO Pro (together, "GetMeIPO"), is software that shows information about public issues in India and helps you organise your own applications. It is provided by its operator ("we").

We are not registered with the Securities and Exchange Board of India (SEBI) in any capacity. We are not a stock broker, authorised person, depository participant, self-certified syndicate bank, registrar, merchant banker, investment adviser or research analyst. We are not an agent of any issuer, exchange, broker, bank or UPI app.

GetMeIPO does not place bids, accept or hold money, or operate any account for you.

2. Not investment advice

The verdicts shown as Apply, Maybe or Skip, the IPO Pro plans, the ranking by "most chances" or "most gain", and the AI verdict are automated outputs. They come from fixed rules, or from an AI model, applied to public data such as GMP, subscription figures and issue size. They are general, the same for every user, and they do not consider your income, goals, risk appetite, tax position or any other personal circumstance.

They are not investment advice under the SEBI (Investment Advisers) Regulations, 2013, not a research report or recommendation under the SEBI (Research Analysts) Regulations, 2014, and not an offer or solicitation to subscribe to any security. Read the issue's Red Herring Prospectus before applying, and speak to a SEBI-registered investment adviser if you need advice.

3. Grey market premium (GMP)

GMP is an informal price quoted in an unofficial, unregulated market before listing. It is not recognised by SEBI, the stock exchanges or the issuer. It can be thin, can be influenced by interested parties, and changes often, sometimes to zero or below. A GMP is not a forecast or a promise of the listing price.

We only report GMP figures that others publish. We do not deal in, arrange, match or settle any grey-market trade, including "kostak" or "subject-to" deals, and we advise you not to take part in them: they have no legal protection.

4. Data accuracy

Issue dates, prices, lot sizes, subscription and GMP come from exchanges, offer documents and third-party websites. They can be late, incomplete or wrong, and our copy can lag behind the source. The offer document, the stock exchanges and the registrar are the only authoritative sources. Check them before you act.

5. Applications, mandates and allotment

You apply through your own broker or bank under ASBA. You enter the bid, and you must approve the UPI mandate before the cut-off (usually 5 PM on the closing day). A bid that isn't approved in time is not valid; that is your responsibility.

Allotment is decided by the registrar under the basis of allotment approved by the stock exchange. We have no role in it and cannot improve your chances. Allotment odds, money calendars and "money back" dates in IPO Pro are estimates based on SEBI's standard timelines; banks can take longer.

6. Applying for family members

Each PAN may apply only once in an issue, from a bank account and UPI ID held by that same person. Multiple applications from one PAN, or applications funded from someone else's account, can be rejected, and may breach SEBI rules.

Only save details of a person who has agreed to it and who has asked you to manage their applications. You are responsible for having that consent.

7. Your data

Applicant details you enter (name, PAN, demat ID, UPI ID and, if you choose, a bank account number) are saved in your GetMeIPO account when you're logged in, encrypted with AES-256 before they reach the database, or otherwise only in this browser. They are used only to show you your own records and copy them when you apply. We do not sell them, share them with brokers, or use them for marketing.

When you log in with Google, we keep your Google account ID, name, email and profile photo, your login sessions, your Telegram chat ID and username once you connect it, and your alert choices. These are used only to sign you in, keep your saved data, and send the alerts you switch on. Alert messages contain public issue information and, unless you switch off "My bids", your first name and the labels you gave your applicants (like "Spouse") with the issues they bid in and the amounts. They never contain PAN, demat, UPI or bank details. Disconnect Telegram or press Delete account in Settings at any time; Delete account removes your account, sessions, Telegram link and saved applicants from the database straight away. Sending /stop to the bot also unlinks your chat.

You can delete any applicant at any time with Remove. Where you save another person's details, you act on their behalf, and the Digital Personal Data Protection Act, 2023 expects you to have their consent. Don't save details you aren't allowed to hold.

8. AI verdicts

"Ask Claude" sends public issue data (never applicant details) to Anthropic's Claude through your own claude.ai account and uses your usage there. AI answers can be wrong, out of date or inconsistent between runs. Treat them as a summary to check, not a conclusion.

9. IPO Pro fee

IPO Pro is planning software. The free trial lasts 30 days; after it the price is ₹365 a year. The fee is for software features only. It is not a fee for advice, is not linked to any return, and does not guarantee allotment, listing gains or any outcome. Payments are not open yet; the payment, renewal and refund terms will be published here before they open.

10. Third parties

Names and logos of brokers, banks, UPI apps, registrars, exchanges and issuers are shown for identification only and belong to their owners. Showing them does not mean we are affiliated with, endorsed by or paid by them. We currently receive no commission or referral fee from any of them; if that changes, we will say so on this page and next to the link concerned.

Links open third-party websites that we don't control. Their terms and privacy policies apply.

11. Market risk

Investments in securities market are subject to market risks. Read all the related documents carefully before investing. An IPO can list below its issue price, and you can lose part of the money you invest. SME issues carry more risk: larger minimum bids, thinner trading, and fewer ways to exit. Past listing gains, GMP or subscription levels do not predict future results.

12. Liability, changes and governing law

GetMeIPO is provided "as is" and "as available", without warranties of any kind. To the extent the law allows, we are not liable for any loss, including missed applications, rejected bids, investment losses or loss of data, arising from your use of, or reliance on, GetMeIPO. Nothing here limits a right you have that cannot be limited by law.

We may update this disclaimer; the date at the top shows the latest version, and using GetMeIPO after a change means you accept it. This disclaimer is governed by the laws of India, and courts at Bengaluru, Karnataka have jurisdiction.

A grievance officer and contact address will be published on this page before IPO Pro payments open.